Setting up Online Banking with KEB

Amanda has written a fantastic guide to setting up online banking at KEB.

Reposted here for your convenience.

SET-UP

• Go to your nearest KEB branch. 
• Bring your wire transfer information

             i.     Receiving bank’s name (Bank of America, etc).

             ii.     Your account number (or recipient’s number)

             iii.     Receiving bank’s address (can be the national or local address)

             iv.     Receiving bank’s SWIFT code or ABA #  (call your bank to find this out

• Bring your Passport, ARC card, and KEB bank book
• Plan to spend at least an hour at KEB getting everything set up.  Bring a Korean to help you.  Yes, they will probably speak some English, but just bring a Korean.
• Once they have everything set up, you should be good to go to set up your online banking.

ONLINE BANKING   http://bank.keb.co.kr/index_en.jsp -- English KEB website 

NOTE:  YOU MUST USE INTERNET EXPLORER.

There will be a number of pop-ups, add-ons, and plug-ins that you will need to install.  Pretty much everything that pops up, click okay.  You may also have to restart your browser a couple times for the new installations to take place.

Password Registration (You will need your ARC card)

1. Click “Individual.”  Click “Foreigner.”
2. User ID:  You should have chosen this at the bank.
3. Registration Number:  your alien card number
4. Click the boxes for “agree” and then click “next.” 
5. When it asks for a pin number, this is the 4-digit number you should have chosen at the bank.  Mine’s the same as my ATM pin number.
6. Follow the steps.  It’s easy.

Issue a Digital Certificate  (You will need your KEB bank book, KEB Security Card,

1. Start over.  Next to where you clicked “Password Registration,” click “Digital Certificate Issuance.”
2. This will prompt you to log in with your user ID and your password. 
3. Choose the free certificate option (obviously) and click “agree.” 
4. Type in your account number (on your bank book), and enter your 4-digit PIN
5. Now get your KEB Security card (plastic card with bunch of numbers on the back – DO NOT EVER LOSE THIS CARD!)
6. Enter the missing numbers of the serial number on the FRONT of the card.
7. Enter the numbers they ask from the back of your card.
8. Check to make sure your personal information is correct. 
9. A window will pop up asking you to choose a storage device.
   1. If you plan on using the same computer to access your account, then you can just choose “Hard Disk.”  If you work with a couple different computers, then you should choose “USB Drive.”  This is where your Digital Certificate will be stored.  Every transfer from here on out, will require you to have this certificate. 
   2. Create a password for your certificate.  I use the same password for my bank account to save my sanity. 
10. Congratulations.  You now have the ability to wire money home, and do immediate transfers to friends/businesses in Korea.   

WIRE TRANSFERS

You basically have two options for transfers.  “Global Wire Transfer” is any sort of international transfer.  “Immediate transfer” is just like an ATM transfer – people or businesses in Korea.  Buttons for both of these are on your dashboard (icons on the left side of the screen).

Global Wire Transfer (You will need your KEB Security card)

1. Click the icon for “Global Wire Transfer.”
2. Wire-transfer purpose:  Click the 3rd one (Foreign Resident or non-resident’s salary not residing over one year)
3. Transfer type:  Check the button for “Remittance No.”  A window will pop up with the information you have already set up in person at KEB.  Click the underlined number in the far left box. 
4. Select your account number, enter your pin, and select your account number again as the fee payment account.
5. Now choose the currency you would like your bank to receive (Americans = US Dollars).  However, you can choose to type the amount to transfer in either USD or KRW.  (Like if I know I want to send 1,000,000 won home, I’ll chose KRW and just type 1,000,000. If I know I need $800, I’ll choose USD and type 800.00.)
6. For “Relationship with the Sender,” just choose “in person”, then enter your email address.  
7. Click agree at the bottom of the page and get your Security Card for the next page.
8. Enter the numbers they ask for from the back of your Security Card.
9. Now a window will pop up asking for your digital certificate. 
   1. If you saved your certificate to your hard drive, it should show in the window. 
   2. If you saved your certificate to a USB drive, navigate to find your certificate. 
   3. Make sure the file is highlighted.  In the box near the bottom, type in the password your created for your certificate. “Enter.”

10.  A page should come up confirming your transfer.  You will also receive an email that confirms your transfer.

Immediate Transfer (You will need the recipient’s Bank Name and Account Number.  You will also need your KEB Security Card.)

1. Click “Immediate Transfer” and follow the instructions. 
2. The process is pretty much the same as Global Wire Transfer. 

How my co-teacher went from being a co-worker to being family in less than 48 hours

So, my first encounters with my co-teacher were a bit terrifying, as we struggled with understanding each other's accents, cultures and the nervousness of putting my life (and her students) in the hands of a stranger. I didn't know much about her, other than that she has a young daughter, but what I did know made me understanding of the load she's bearing and how much I add to it.

Not only is she my handler, which means she drives me around, stands in queues with me, discusses things with bureaucrats in Korean, does all my paperwork, listens to my complaints, and is responsible for my well-being, but she also has to do all those things for the other Native English Teacher at my school. Add in the planning, admin, and marking that comes with teaching 3000 students. Throw in the administrative work she's expected to do, as Koreans take the 'Civil Servant' aspect of being a government employee very seriously. And the four hours of translating work she does as a favor for a foreigner who attends her church, every night, so that he can understand the sermon. And caring for her parents. And being the single mother of a very gifted, and very sweet little girl. The number of things she has to deal with, or is responsible for, is absolutely staggering. So that's why I am glad that I am independent enough to be able to do a lot of things without needing my hand held.

I find a lot of Native English Teachers (NETs) complain that their co-teacher is absent, forgetful, or unreliable. But a lot of the time these NETs seem to think that they are their co-teacher's sole responsibility. And that's not really fair, is it? They forget that these amazing people are human beings with their own commitments, and often, as in my case, they were forced to do this job despite their already-full workload. Of course, in conservative Daegu, the hierarchy is everything, so if the principal or administrator says jump, you fetch your trampoline and start hopping, while juggling rabid monkeys.

rawr

Anyway, at first my relationship with my co-teacher seemed a bit hesitant. We were being very polite and friendly, and neither of us wanted to accidentally offend the other. She was also very busy, so at first I was left on my own a lot - and this was most difficult when I had to try to find a doctor, on a public holiday, in a city I'd only just arrived in. I was feeling pretty low, and scared, and was wondering if I'd really made the right choice in coming here. It was starting to feel a lot harder than I thought it would be.

Then, yesterday, when she came to drop off some things I'd forgotten in her car, she invited me to dinner at her house. Bringing someone into your home is a pretty big deal in Korea, and to even be invited made me feel incredibly flattered, so of course I agreed immediately, and enthusiastically. The prospect of having company and food without having to wander around, lost in the cold, also helped to convince me. So off to dinner we went. It was nothing fancy, and her house was in a general state of lived-in comfort, rather than like the 'show homes' you might see on K-dramas. I have a few friends with small children, so I understand the scattered comforts of children's toys, clothing and books. This house was full of books, in both English and Korean! I immediately felt at home. She left me to watch K-pop on TV with her daughter while she went out to quickly buy some food for dinner. That immediate sense of trust was incredible, and her daughter seemed to feel very comfortable with me as we commented on Shinee's hair, or SNSD's dance moves. She prefers the girl groups to the boys.

Shinee

My co-teacher returned with food, and I helped her to make a salad while she cooked some marinated beef (불고기). Her daughter insisted on kimchi (hooray!), and we had some healthy brown rice. We sat at a low table, on the floor, and snacked on some oranges as well. My co-teacher is very big on using food to cure ailments, so she insisted I eat at least two oranges, and a lot of meat. After dinner we had some tea, and talked late into the night about teaching methodologies, South African and Korean culture, South African history, and other such deep topics. She also opened up to me about more personal things, showing me her vulnerable and sensitive side, and showing me how strong she is to have gone through some really hard times.

Bulgogi

It got so late that she suggested I sleep over. ANOTHER big deal. She said she wouldn't normally suggest it to foreigners, as we're so individualistic and like our privacy. She mentioned a Canadian NET from long ago who had refused to go on a school field trip because she didn't want to share a room with a Korean teacher. She felt comfortable asking me because I'd been so open from the start. Her daughter and I read a story together, alternating who read the English and Korean parts, and her English is definitely much better than my Korean. I borrowed her largest PJs and a new toothbrush, and slept in her daughter's room, on a traditional yo, or sleeping mat. It reminded me a little of sleeping on the floor in my parents' room in summer, when I was a kid, as that was the coolest place in the house when it got too hot to bear it. Here, on the other hand, Koreans sleep on a yo on the the floor so they can use the ondol (underfloor heating) to keep warm. It was toasty warm, comfy, and I had a huge fluffy duvet to snuggle into. Another bucket list item ticked, without even trying.

This morning, she asked me if I wanted toast for breakfast. Foreigners usually have bread in the morning, right? Well, bread gives me pretty bad indigestion, so I went for the Korean option. We had soy bean paste soup with tofu, left-over bulgogi from last night, kimchi, seasoned tofu, and rice, followed by some strong and delicious Dutch coffee and a Korean snack that is basically a healthier version of Rice Krispy Treats.

from AliensDayOut

We talked over the textbook for the grade we'll be teaching together, and came up with ideas of how to divide the work and make things more engaging for the students. Usually NETs cover the speaking and listening, and the Korean teachers cover writing and and reading, but she wants to try to see if I can help out with the writing, and combining writing with speaking. We also thought about using real pictures of ourselves and our students for dialogues, stories and speaking activities, which could be fun. I'd quite like to get together with some of the other local NETs and make videos and 'photo stories' (like comic strips) that we can share, particularly if we're using the same textbooks. We also spoke about after-school programs, and the difficulties they've had with NETs in the past.

We spoke so easily, and freely, and with such shared ideas of compassion and a passion for teaching and learning, that it seems like we'll work really well together. She made me feel so welcome in her home, and her family. I feel like I've been accepted into her family, and that is the biggest honor of all. It just took one night. Her daughter invited me to come to church with them tomorrow, and even though I'm not religious, I was flattered to be invited and I'm curious to see how Korean church services are different to the ones back home. It's also an opportunity to meet some more people and expand my network a bit, so I said yes.